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Messages - MariaSharpie

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Chit Chat Corner / Advice to my fellow jobless Singaporeans
« on: Yesterday at 04:22:54 pm »
As cynical as this may sound, locals persistently suffering long term unemployment have PAP's myopic policies to thank for. High costs of living, ever increasing CPF retirement sum requirements to meet , a vastly uneven playing field existing between foreigners and citizens as well as National Service obligations have all played a part in creating a very toxic job market. Meanwhile policymakers and PAP supporters have their fingers in their ears going "lalalallalaal I can't hear you." or "at least you're not in Africa" or "no rape at 3am"; talking about high GDP and low tax rates on capital gains, indirectly invalidating your concerns, as if your problems aren't real.

I have been jobless since 2010. Performed all types of part time jobs, even ended up working as a security guard in a cemetery. I started (and failed) multiple businesses, eventually finding some minor success trading in the US market. My advice to those frustrated by the present inertia of things as far as job-hunting is concerned: get started by driving for Grab or work in delivery. The small amount of money will see you through to the next day and the next and the next...... with fingers tightly crossed, eventually your circumstances shall take a turn for the better. Give up on the white collar jobs for now. The job market is not as rosy as the papers make it out to be.

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SINGAPORE — Although still a good hedge against inflation, the days  of making a quick buck from property are over, declared a senior property analyst on Tuesday (July 17).

With the Government’s latest cooling measures, owners attempting a collective sale will have to reduce their asking price to  seal the deal as the cost of land acquisition has increased significantly for developers, said JLL’s head of research and  consultancy Tay Huey Ying at an industry seminar organised by the Real Estate Developers’ Association of Singapore (Redas).
The cooling measures that took effect on July 6 saw Additional Buyer’s Stamp Duty (ABSD) rates raised and Loan-to-Value limits  tightened for Singapore citizens, permanent residents and foreigners in a bid to “keep prices in line with economic fundamentals”.

Besides a 10 percentage-point increase in ABSD rates for developers, they are also subjected to a 5 per cent ABSD that is non-remittable if they buy residential properties for development.
Homeowners typically make higher profits by going en bloc than by selling their homes on the resale market.

Although there is “still room for collective sale activity”, the en bloc market will slow down further, Ms Tay said.

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A photo Emeritus Senior Minister Goh Chok Tong posted on his Facebook page last night has fueled speculation that the former head of government may  stand against the ruling party in the next election – the same way Malaysian leader Dr Mahathir left his party to unite the opposition across the causeway and topple the government.

ESM Goh, who is presently on holiday in Langkawi, posted the picture above on his social media page around 10pm yesterday. The picture appears to have been taken at the Langkawi 3D Art Museum – one of the largest three-dimensional art museums in the world, that features a painting of Dr Mahathir extending his hand towards patrons.

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SINGAPORE — A secondary school art teacher who engaged in sex talk with a student and claimed trial to molestation charges was found guilty on Monday (July 16).

District Judge John Ng convicted the 38-year-old of three charges of outrage of modesty following a ten-day trial. The judge said he was convinced of the accused’s guilt, based on the “totality of the evidence”.

The teacher, who has been suspended from duty since February 2016, will be back in court on Aug 14, when he is expected to be sentenced. He is out on bail of S$15,000.

He taught at a co-ed school in western Singapore and cannot be named to protect his victim’s identity.

The victim, who was 13 and in Secondary Two at the time, was molested on Feb 17, 2016 in the school’s art room.

The boy got to know the teacher the previous year as he would sometimes help out in the latter’s art classes. The man became his art teacher the next year.

On the day of the offences, the boy and his classmates were assigned to make a sculpture for an art project. Together with two other classmates, he stayed back after school to work on it as he knew he would not have enough time to complete it during school hours.

His classmates left at around 2.30pm, but there were other students in the room, sitting at least a table away.

About half an hour later, the teacher walked over, stood on his right side, and used his fingers to jab the boy in the ribs. He then tickled the boy’s underarm and squeezed his chest.

He also told the boy that he looked like a character from Japanese pornographic comics.

The boy was shocked but did not tell the students nearby what had happened as he did not know them.

The teacher went to an unoccupied art room and the boy later followed to seek advice on his sculpture.

While helping the boy, the teacher asked if he had a girlfriend, whether he masturbated and whether he watched pornography.

He told the boy that his leg hair was very long and “very sexy”.

He then grabbed the boy’s left ankle, slid his hand up to the boy’s thigh, put his hand into the boy’s shorts and touched his buttocks.

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Another citizen, a man named Mr. Teo, has come forward claiming to have been denied his ElderShield claims in spite of his blindness. He had been certified to have lost sight in the right eye, and in his left eye, he can only see shadows. Unbelievably, Mr. Teo has been deemed not severely disabled enough to qualify for ElderShield benefits.

Recently, the story of a Mr. K made rounds in media. He was an elderly amputee with advanced kidney failure and had been denied assistance from ElderShield until Worker’s Party MP Sylvia Lim interceded on his behalf for his status to be reassessed. He passed away, however, before he could fully use the benefits.

ElderShield is a government program designed specifically to give financial protection for individuals whose health condition necessitates long-term care. Citizens and permanent residents enrolled under MediSave are automatically placed under ElderShield from age 40 onwards, unless they decide to dis-enroll from the program.

People who cannot perform at least three of the following Activities of Daily Living (ADLs) are deemed severely disabled and are given insurance benefits: washing, dressing, feeding, using the toilet, moving around indoors, and moving from a bed to an upright chair on their own.

Doctor’s reports from early 2015 clearly showed that he needed assistance for bathing to help prevent falls, as well as dressing, food preparation, wiping after using the bathroom, and even while he moved around at home.

However, NTUC Income, one of the authorized insurers that offers ElderShield, wrote Mr. Teo in April 2015 that since he could still perform more than three ADLs, he did not yet qualify for ElderShield benefits.

In other words, Mr. Teo was assessed as not severely disabled enough to qualify for the benefits.

The letter from NTUC read, “Based on the assessor’s report, we note that you are able to perform more than three ADLs. Therefore, we regret that you do not qualify for benefits. You may still submit the application for the benefit payout if you satisfy the claim criteria in the future.”

What adds insult to injury is that Mr. Teo’s three other insurance plans allowed him to claim permanent disability benefits, whereas ElderShield did not.

Ironically enough, the ElderShield website reads, “You are covered for life. Once you start paying premiums, you can make a claim at any age, should you suffer from severe disability. Even after your premium term is completed at age 65, you remain insured for life.”

The assessment of his condition despite his present disabilities has left Mr. Teo wondering if the program is a scam.

“I think this ElderShield is a scam. Normal disability only cannot claim – only severe disability – must be more like a vegetable in order to claim. What kind of disability – most people not sure – many think can claim, but 2 legs chopped off also cannot.

From 2002 to 2015, around $2.6 billion was collected from the premiums of ElderShield insurance. Claims gave amounted to $100 million, and $130 in rebates have been issued to policyholders in 2007 and 2012.

The new CareShield Life, which takes effect in 2020, will be completely mandatory, with no option out of it. However no actuarial reports for this program have been made public as yet, something that has raised citizens concerns.

Two weeks ago, on July 4, it was announced that members of CPF (Central Provident Fund) who are 30 years old and above and who are “severely disabled” can withdraw from their own CF Medisave account. Gan Kim Yong, the Health Minister said, “When a Singaporean is facing severe disability and, at the same time, facing financial difficulties, I feel that we can afford to be more flexible.”

People with $5000 in their Medisave account are able to withdraw $50 every month, and those with $20,000 or above can withdraw up to $200.

Ironically enough, Mr. Teo has not been deemed severely disabled, and therefore will not be able to withdraw from his own Medisave account.

A Very Ordinary Govt Unable to Deal with the Extraordinary.

The very ordinary people that make up our government today have no idea how to handle the Extraordinary.

Ben Davis is one of our Extraordinary citizens and we should be facilitating his journey to be the best he can be in every way.

 How many more of our Extraordinary talents lay on the wayside undeveloped and unsupported by our government today?

 Why is this government only interested in having foreign mercenary  sportsmen make up our First team while our own Singaporeans are  benched!?

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SINGAPORE — It is a once in a lifetime opportunity that young footballers can only dream of, and Mr Harvey Davis is not about to let the chance to play for English Premier League club Fulham FC slip by for  his 17-year-old son Ben.

While he remains hopeful that Ben will be able to defer his National Service (NS) pending an appeal, he told TODAY that the family  is prepared to allow him to to renounce his Singaporean citizenship in  order to fulfil his footballing dreams.

Should Ben give up his citizenship, he would be eligible to play for England or Thailand according to Fifa’s rules, as Mr Davis is originally from the United Kingdom and his mother is Thai.

“I’m still hopeful that with the Football Association of Singapore’s (FAS) support for the appeal, and with the sentiment that the public are expressing, that will help,” said Mr Davis, who runs the JSSL Arsenal  Soccer School here, on Monday (July 16).

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This study reveals that U.S. military forces were directly responsible for about 10 to 15 million deaths during the Korean and Vietnam Wars and the two Iraq Wars. The Korean War also includes Chinese deaths while the Vietnam War also includes fatalities in Cambodia and Laos.

The American public probably is not aware of these numbers and knows even less about the proxy wars for which the United States is also responsible. In the latter wars there were between nine and 14 million deaths in Afghanistan, Angola, Democratic Republic of the Congo, East Timor, Guatemala, Indonesia, Pakistan and Sudan.

But the victims are not just from big nations or one part of the world. The remaining deaths were in smaller ones which constitute over half the total number of nations. Virtually all parts of the world have been the target of U.S. intervention.

The overall conclusion reached is that the United States most likely has been responsible since WWII for the deaths of between 20 and 30 million people in wars and conflicts scattered over the world.

 IMO priority should be accorded to NSMen with children in a bid to recognize 2-2.5 years of service rendered to safeguarding our nation. This should comprise points awarded and consideration of proximity of one's residence to school. Set forth are my humble recommendations:

Phase 1A

1. Child who already has a sibling studying in the school (P5 or below)

2. Child who is a Singapore Citizen

3. Father who has served NS earns 1 point

4. Significant grassroots involvement is awarded 1 point (minimum service of 2 terms and subjected to People's Association approval on evidence-based involvement)

5. Significant grassroots involvement with longer years of service (> = 4 terms) earns an extra 1 point

6. Priority given to families living within 1km, 1-2km, >2km of school

Phase 1B

1. Child who already has a sibling studying in the school (P5 or below).

2. Child who is a Permanent Resident

3. Father who has served NS earns 1 point

4. Significant grassroots involvement earns 1 point (minimum service of 2 terms and subjected to People's Association approval on evidence-based involvement)

5. Significant grassroots involvement with longer years of service (> = 4 terms) earns an extra 1 point

6. Priority given to families living within 1km, 1-2km, >2km of school

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News, Current Affairs Discussions / CPF in good hands? Think again
« on: July 15, 2018, 12:38:17 pm »
Fact: Except for a handful of PAP elites, nobody knows where our CPF monies are invested.

The PAP government has repeatedly told Singaporeans a half truth: CPF is invested in special Singapore government bonds.

But if PAP had any intention of investing on behalf of ordinary Singaporeans to ensure retirement funding adequacy, CPF monies would  have been invested in different classes of assets, eg equities, inflation indexed bonds, real estate, private equity, etc.

Instead, PAP simply legislated CPF monies as cheap loans to the government.

To complete the wayang, all who have been entrusted with the  responsibility of jaga-ing our CPF (also part of reserves) are PAP appointees.

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Online travel agent and its subsidiaries may have their licences suspended by the Singapore Tourism Board (STB), after the company's auditor flagged concerns about its "ability to continue as a going concern" due to its losses and liabilities.

Auditor Ernst and Young noted that incurred a net loss of S$34.6 million for its 2017 financial year. The group's liabilities also exceeded their assets by S$11 million as of end last year.

Meanwhile, the group's controlling shareholder also missed a scheduled payment deadline to provide S$7.35 million in funding to by Jun 30, which is "critical to the group’s continuing operations and payment of its debt".

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Chit Chat Corner / F**K you PAP
« on: July 15, 2018, 11:52:48 am »

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