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changeling

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Minimum salary for credit card
« on: October 27, 2015, 01:18:18 pm »
If my base income is under 30k p.a. but bonuses add up to above 30k p.a. do I qualify for credit cards?

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beaverjuice

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Re: Minimum salary for credit card
« Reply #1 on: October 27, 2015, 01:22:51 pm »
If my base income is under 30k p.a. but bonuses add up to above 30k p.a. do I qualify for credit cards?
I think you do .... just call the bank and i'm sure they're eager to process your application  ;)
"A man who has depths in his shame meets his destiny and his delicate decisions upon paths which few ever reach."

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Iridiot

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Re: Minimum salary for credit card
« Reply #2 on: October 27, 2015, 02:21:17 pm »
Indicate your Personal DBS or POSB salary crediting account (For Singaporeans or Permanent Residents only), or
Submit your latest 12 months CPF Contribution History Statement via CPF online, or
Upload other valid income documents
a) Latest 12 months’ CPF Contribution History Statement
b) Latest 2 years’ Notice of Assessment**

Whatever you apply for , make sure you pay your bills on time.
wow        Much Cake        such delishus        much amaze      bes frend          such frendship

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Farmer Brown

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Re: Minimum salary for credit card
« Reply #3 on: October 29, 2015, 01:46:20 am »
there is no minimum income to apply for a credit card. one can apply for a credit card without a job. pls do your homework.
An ordinary Singaporean


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eggxter

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Re: Minimum salary for credit card
« Reply #4 on: October 29, 2015, 03:42:54 pm »
there is no minimum income to apply for a credit card. one can apply for a credit card without a job. pls do your homework.

Really?  I would like to get one, but have no job.  I thought you need a guarantor.

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Wu Mei Niang

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Re: Minimum salary for credit card
« Reply #5 on: October 29, 2015, 05:13:12 pm »
If my base income is under 30k p.a. but bonuses add up to above 30k p.a. do I qualify for credit cards?

If you show your monthly pay slip only no. If you uses your NOA then yes.

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mahogany

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Re: Minimum salary for credit card
« Reply #6 on: October 30, 2015, 11:21:54 am »
there is no minimum income to apply for a credit card. one can apply for a credit card without a job. pls do your homework.

@Farmer Brown

MAS does have guidelines.