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beaverjuice

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Re: Investments - What Do You Invest In?
« Reply #60 on: January 10, 2019, 10:13:14 am »
Buy unit trusts?
Unit trusts or ETF? Any recommendations?

I don’t wanna buy insurance products anymore. All so low returns.

ETFs are the way to go with their lower Total-Expense-Ratios (TER).

Unit Trusts or Mutual Funds have TERs between 1% - 2%. You are paying for fund managers holidays and their European holidays.  Same with ILPs -  you are paying for insurance agents' Panerai and Patek Philippe

lse.vwrd (global stock universe)
lse.vhyd (global dividend yield stocks)
lse.iwda (developed mkts)
lse.eimi (emerging mkts)
lse.vdpx (if looking for Apac exposure)
lse.vusd (S&P500)
lse.cspx (S&P500)
lse:idin (global infrastructure stocks)

sgx:es3 (STI 30)
sgx:g3b (STI 30)
sgx:a35 (SG gov bonds)
sgx:mbh (SG corp investment rated bonds)



« Last Edit: January 10, 2019, 10:31:35 am by beaverjuice »
"A man who has depths in his shame meets his destiny and his delicate decisions upon paths which few ever reach."

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cheesecake

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Re: Investments - What Do You Invest In?
« Reply #61 on: January 10, 2019, 09:30:11 pm »
Wow! Uncle beaver knows a lot about etf
Any more tips for new young ladies starting investing and savings

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beaverjuice

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Re: Investments - What Do You Invest In?
« Reply #62 on: January 10, 2019, 11:14:32 pm »
Wow! Uncle beaver knows a lot about etf
Any more tips for new young ladies starting investing and savings

lse.vwrd - "one etf to rule them all" ... tee hee hee .... 3,100 stocks globally ....  :P

My tips?
The first $100k is the hardest but it is critical and it gets easier by $200k - $300k so keep at it and persevere.
The first $1million is where the fun stuff begins
Read "Rich by Retirement" - Joshua Gersch
Find an investment style that works for you (unker likes REITs but it may not work for everyone)
You need only 1 classy black dress
it is not about marrying right but marry the right guy and be the right person to marry
« Last Edit: January 11, 2019, 11:34:55 am by beaverjuice »
"A man who has depths in his shame meets his destiny and his delicate decisions upon paths which few ever reach."

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jivamukti

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Re: Investments - What Do You Invest In?
« Reply #63 on: January 11, 2019, 04:25:50 pm »
do u invest in your own business or sidelines?
pure financial investment?


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beaverjuice

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Re: Investments - What Do You Invest In?
« Reply #64 on: January 11, 2019, 04:59:59 pm »
do u invest in your own business or sidelines?
pure financial investment?
Assuming that you are addressing this question to me as TS?
No i don't have sideline. Purely financial investment.

"A man who has depths in his shame meets his destiny and his delicate decisions upon paths which few ever reach."